Westpac is a leading participant in Foreign Exchange and Commodities globally, and has been the market leader in Australian foreign exchange markets for five years running.*  Our global reach, local expertise and extensive experience provide us with unique insights. That’s why we're able to structure Foreign Exchange and Commodity investments that produce diversified, enhanced returns.


Market-linked Investments

  • Returns linked to single reference price, basket or indices.
  • Full range of currencies and commodities available
  • Diversified returns with traditional asset classes
  • Full or partial capital protection
  • Fixed or contingent coupons
  • Terms out to 5 years

Dual Currency Investments

  • Short-term investments linked to the currency market
  • Designed to pay higher interest rate than a standard term deposit
  • Principal plus interest may be paid in either the investment currency or an alternate currency nominated up-front

Gold Deposits

  • Direct exposure to the gold price, historically seen as an inflation hedge and store of value
  • Deposit denominated in ounces of gold
  • Capital growth potential
  • Low correlation with traditional asset  classes

Foreign Currency Deposits

  • Cash deposit with Westpac denominated in foreign currency
  • Available for most major currencies
  • Terms out to 5 years
  • Fixed interest rate paid for term

Foreign Exchange Risk Management

  • Provision of tailored currency risk management for an international investment portfolio

*No1 market share, Peter Lee & Associates Foreign Exchange Survey Australia 2005-2009; Leading Domestic Provider of Foreign Exchange Services – Financial Institutions, Asiamoney Foreign Exchange Poll 2006-2008.

The information in this website has been prepared without taking account of your objectives, financial situation or needs. Because of this, you should consider its appropriateness, having regard to your objectives, financial situation and needs and, if necessary, seek appropriate professional advice. If a Product Disclosure Statement is available in relation to a particular financial product, you should obtain and consider that Product Disclosure Statement before making any decisions about whether to acquire the financial product.